It sounds ridiculous now, but in the 1990s grown adults were convinced little stuffed animals could make them rich. Beanie Babies—tiny, bean-filled toys—were selling for hundreds, even thousands of dollars. People lined up outside toy stores before dawn, hoarded rare editions, and even insured them as “investments.” Parents told themselves, “This will pay for my child’s college!” But when the bubble burst, those treasures turned into yard-sale leftovers worth a couple of bucks.
What felt valuable in the moment turned out to be worthless in the end.
Jesus makes the same point in Matthew 6:19–24 when He says, “Don’t store up treasures on earth.” His warning isn’t anti-saving or anti-planning; it’s about the illusion that our possessions can give us peace, security, or identity. When we treasure the wrong things, we invest in what cannot hold its value. Our hearts follow our wallets, which is why Jesus connects treasure and trust so tightly: “Where your treasure is, there your heart will be also.”
In Jesus’ day, wealth was stored in clothing, grain, and metal—items easily ruined by moths, rust, or thieves. Today, our “rust” looks like upgrades, obsolescence, and depreciation. The phone that wowed you two years ago now feels old. The house that excited you last spring suddenly needs a bigger closet. The car you couldn’t wait to drive now seems ordinary. Earthly treasure always decays faster than we expect.
Jesus then shifts from storage to sight. “The eye is the lamp of the body,” He says, pointing out that what we focus on fills us. In Jewish culture, a “good eye” meant generosity; a “bad eye” meant greed. If our attention is consumed by comparison, envy, or the constant scroll of what everyone else has, our whole inner life grows dim. But when our eyes are fixed on the kingdom—on compassion, people, and purpose—our lives are full of light.
The issue isn’t just money. It’s mastery. Jesus ends with a blunt reality check: “You cannot serve both God and money.” Mammon—wealth personified—whispers promises it can’t keep: “I’ll make you safe. I’ll make you significant. I’ll give you security.” But the more we serve it, the more it owns us. Only one Master gives freedom, joy, and peace that last.
So how do we break the illusion of control and reclaim our hearts?
First, audit your storage units. We all have them—literal ones like garages and basements, and digital or emotional ones like Amazon wish lists or closets full of unworn clothes. Ask: What am I holding onto that no longer has eternal value?
Second, write a heavenly budget. Budgets always reveal beliefs. Start your month with generosity, not leftovers. Create a “blessings” line for spontaneous giving. Think of eternity like compound interest—invest in souls, not stuff.
Third, replace “mine” with “His.” Every dollar is borrowed breath from God. Swap ownership language for stewardship language: “This is His money… His time… His resources.” When the vocabulary changes, the heart follows.
Jesus is not after your wallet; He’s after your worship. If He sat across from you at your kitchen table and said, “Show Me your treasures,” what would He find? Your receipts reveal your reality.
Here’s the Treasure Test:
If heaven never rewarded your generosity, would you still give?
If you lost everything but kept Christ, would you still call yourself rich?

